Liability Insurance
Liability insurance helps protect your business when something goes wrong and a claim comes your way, whether it’s injury to the public, damage to property, or an allegation of negligence. It can cover legal defence costs and compensation, so one incident doesn’t turn into a business-ending bill.
Below are some of the liability insurances we provide.
Need a Management Liability or Association Liability package? We can arrange these too — we’ll tailor a package to your business structure and risk profile.
Our Liability Covers
Statutory Liability
Statutory liability insurance helps protect your business if you’re fined or investigated for an unintentional breach of New Zealand law, like health and safety, environmental, or regulatory compliance issues.
Employer’s Liability
Employers’ liability insurance helps protect your business if an employee claims a work-related injury, or illness and ACC doesn’t cover it fully, helping pay compensation and legal defence costs, when needed.
Public Liability
Public liability insurance covers your business if someone is injured or their property is damaged because of your operations.
Professional Indemnity
Professional indemnity insurance covers you if a client claims your advice or service caused them a financial loss.
Cyber Liability
Cyber liability insurance covers the financial losses and legal costs a business faces after a cyberattack, data breach, or other digital security incident.
Directors & Officers
Directors and officers liability insurance protects company leaders if they’re personally sued for decisions they make while running the business.
Employment Disputes
Employment disputes insurance covers your business for the costs of handling employee claims like unfair dismissal, discrimination, or harassment.