Liability Insurance
Liability insurance helps protect your business when something goes wrong and a claim comes your way, whether it’s injury to the public, damage to property, or an allegation of negligence. It can cover legal defence costs and compensation, so one incident doesn’t turn into a business-ending bill.
Below are some of the liability insurances we provide.
Our Liability Covers
Statutory Liability
Statutory liability insurance helps protect your business if you’re fined or investigated for an unintentional breach of New Zealand law, like health and safety, environmental, or regulatory compliance issues.
Employer’s Liability
Employers’ liability insurance helps protect your business if an employee claims a work-related injury, or illness and ACC doesn’t cover it fully, helping pay compensation and legal defence costs, when needed.
Public Liability
If someone alleges your business caused injury or property damage, you can face legal costs, repair costs, and a lot of time spent managing the problem, even if you believe you did nothing wrong.
Management Liability
Management liability insurance helps protect company directors, officers, and senior managers if they face claims or legal action over how the business is managed.